Author archive: Ryan
What’s not covered by owner’s title insurance?
Knowing what is and is not covered empowers owners to protect their investment Owner’s title insurance is a must for many reasons we’ve discussed in the past. Though each title insurance policy is different, owner’s title insurance in general protects clients as homeowners in the event someone has a claim against their home from before…
Title Insurance When Purchasing a Foreclosure Sale
When purchasing a property that has been foreclosed upon, there are many special considerations. Among them is the issue of title insurance. After all, if the property has been repossessed by a financial lender, you may wonder if you even need title insurance at all. Title insurance: protection for you and your investment The…
Anatomy of a Title Policy
Understanding title insurance is an important step in purchasing new property When you purchase title insurance for your new property, title insurance policy coverage paperwork may seem confusing, not to mention what it covers and doesn’t. Yet understanding your title policy is important; it protects your investment in your new purchase and ensures you’ll be…
Who picks the title insurance company?
When your offer on a home is accepted, title insurance provides the assurance that you will be able to take ownership of the property without any unresolved title defects. So you know it’s an important part of buying a property. But you may not know who gets to choose the title insurance company you work…
Newcomer’s Guide to Understanding Title Insurance
Homeownership is a big part of the American dream and an essential part of that dream is knowing that the property you purchase is yours—free and clear of any past owner’s baggage. What many first-time homebuyers don’t know is that title insurance plays a key role in making that happen. If you’re a newcomer to…
Real-life Title Problems
Title defects are common; title insurance can protect you When you have your heart set on a property — maybe it’s a house with the sun-soaked deck you’ve always dreamed of, or the bright, open kitchen with the elegant island — it’s hard to even imagine that something like a title problem could get in…
Four Ways Technology is Improving the Signer Experience
Technology has infiltrated seemingly every part of our lives, making it easier for us to manage our household needs, conduct our professional obligations and organize our personal lives. So it stands to reason that technology is driving change for title companies as well. The outcome: the work that has to be done when buying and…
Buyer Beware: Online Mortgage Companies
Weighing online versus traditional mortgage options Imagine being able to get a loan for hundreds of thousands of dollars, just by typing in a few things on your phone? What if you could get approved for a million-dollar loan at the click of a button on your laptop? Turns out, many people are looking to…
Three important ways title insurance differs from other types of insurance
Whether within the family, the business world or the political realm, insurance is a common topic of conversations. And nearly always, they center on auto, homeowners, health or liability coverage. Title insurance, in the meantime, exists in the background: out of sight out of mind. There’s a good reason for that; title insurance differs greatly…
What’s the difference between implied easements, express easements and prescriptive easements?
Easements are among the most common issues discovered in a title search and one that sometimes doesn’t come to light until after you buy a property. That’s because often there’s no written record of an easement, making title insurance that much more critical when purchasing real estate. What’s an easement Typically, an easement allows…