Author archive: Ryan
Real Estate Agents and Lenders Beware: Wire Fraud is Growing
“I never thought it would happen to me” is a growing refrain from victims of real estate wire fraud. The sentence, shared by First American Title Company’s Michele Green, is one that’s becoming increasingly common as fraudster’s tactics grow in sophistication. It’s a problem that can be financially devastating to agents and lenders, begging the…
What to look for in a title insurer
You have the right to choose a title insurance company you know and trust Buying a house can be an intense and exhilarating experience, and you want the right people on your side, working on your behalf. But when it comes to title insurance, many homebuyers forget that they have the right to choose a…
Title insurance vanquishes ghosts of real estate: the top 5 most common title problems
When fearing the unknown is a good thing Often referred to as the “fundamental fear,” there’s one time you should always act on your fear of the unknown, and that’s when you’re buying real estate. Enter title insurance. A solid title insurance company will search in the closet and under the bed to find any…
Congratulations to Lois Beissel
River Valley Title Group (RVTG) is pleased to announce the promotion of Lois Beissel to Business Manager. Since joining RVTG in 2017, Lois has been a leader and mentor to her fellow staff, focused on efficiency and providing our clients with the highest customer service. While taking on the additional duties of her new role…
When and Why To Do Location Surveys
Conducting a location survey can protect you from major issues down the road When you’re ready to purchase your dream home, you might assume you’ll be able to put in that privacy fence you’ve always wanted or that in-ground pool you’ve dreamed of. But some homeowners find out too late that they can’t use their…
Understanding the Title Process
Title insurance protects you and your new property investment When you’re ready to buy a home, the topic of title insurance is going to be on your to-do list. Though for many people, title insurance may seem a mystery, it’s worth your while to understand both the importance of title insurance and the title process….
Why New Homes Need Title Protection
Title insurance protects your investment, even in new construction You’ve chosen a builder and the home you want, with the perfect high-end finishes, all set on the ideal property. And since everything is new, from foundation to roof, surely there are no skeletons in the title closet. So there’s no need for title insurance, right?…
Title Commitment vs. Title Report
Know what each represents and what they require of you You’re just a few steps away from owning the home of your dreams or the property you’ve been hoping for. But now there’s paperwork, and loads of it. Among the mountains of paper in your growing homebuying files, you will encounter two important documents related…
Understanding Title Policy Exceptions
Exceptions should be carefully considered and comprehended When purchasing property, it is not uncommon to encounter title policy exceptions. Yet understanding these exceptions and what they mean to you as a potential new owner, is essential to knowing you can use your property in the way you intend, without restrictions. So what are title policy…
How Much Title Insurance Does a Property Buyer Need?
Homebuyers should carefully consider their future plans for the property When someone buys a home, they’re typically required to purchase lender’s title insurance to protect the interest of the financial institution that holds the mortgage loan. If any problems should arise with the title to the property, lender’s title insurance will protect the lender until…