Author archive: Ryan
Title Commitment vs. Title Report
Know what each represents and what they require of you You’re just a few steps away from owning the home of your dreams or the property you’ve been hoping for. But now there’s paperwork, and loads of it. Among the mountains of paper in your growing homebuying files, you will encounter two important documents related…
Understanding Title Policy Exceptions
Exceptions should be carefully considered and comprehended When purchasing property, it is not uncommon to encounter title policy exceptions. Yet understanding these exceptions and what they mean to you as a potential new owner, is essential to knowing you can use your property in the way you intend, without restrictions. So what are title policy…
How Much Title Insurance Does a Property Buyer Need?
Homebuyers should carefully consider their future plans for the property When someone buys a home, they’re typically required to purchase lender’s title insurance to protect the interest of the financial institution that holds the mortgage loan. If any problems should arise with the title to the property, lender’s title insurance will protect the lender until…
What’s not covered by owner’s title insurance?
Knowing what is and is not covered empowers owners to protect their investment Owner’s title insurance is a must for many reasons we’ve discussed in the past. Though each title insurance policy is different, owner’s title insurance in general protects clients as homeowners in the event someone has a claim against their home from before…
Title Insurance When Purchasing a Foreclosure Sale
When purchasing a property that has been foreclosed upon, there are many special considerations. Among them is the issue of title insurance. After all, if the property has been repossessed by a financial lender, you may wonder if you even need title insurance at all. Title insurance: protection for you and your investment The…
Anatomy of a Title Policy
Understanding title insurance is an important step in purchasing new property When you purchase title insurance for your new property, title insurance policy coverage paperwork may seem confusing, not to mention what it covers and doesn’t. Yet understanding your title policy is important; it protects your investment in your new purchase and ensures you’ll be…
Who picks the title insurance company?
When your offer on a home is accepted, title insurance provides the assurance that you will be able to take ownership of the property without any unresolved title defects. So you know it’s an important part of buying a property. But you may not know who gets to choose the title insurance company you work…
Newcomer’s Guide to Understanding Title Insurance
Homeownership is a big part of the American dream and an essential part of that dream is knowing that the property you purchase is yours—free and clear of any past owner’s baggage. What many first-time homebuyers don’t know is that title insurance plays a key role in making that happen. If you’re a newcomer to…
Real-life Title Problems
Title defects are common; title insurance can protect you When you have your heart set on a property — maybe it’s a house with the sun-soaked deck you’ve always dreamed of, or the bright, open kitchen with the elegant island — it’s hard to even imagine that something like a title problem could get in…
Four Ways Technology is Improving the Signer Experience
Technology has infiltrated seemingly every part of our lives, making it easier for us to manage our household needs, conduct our professional obligations and organize our personal lives. So it stands to reason that technology is driving change for title companies as well. The outcome: the work that has to be done when buying and…