Author archive: Ryan
When and Why To Do Location Surveys
Conducting a location survey can protect you from major issues down the road When you’re ready to purchase your dream home, you might assume you’ll be able to put in that privacy fence you’ve always wanted or that in-ground pool you’ve dreamed of. But some homeowners find out too late that they can’t use their…
Understanding the Title Process
Title insurance protects you and your new property investment When you’re ready to buy a home, the topic of title insurance is going to be on your to-do list. Though for many people, title insurance may seem a mystery, it’s worth your while to understand both the importance of title insurance and the title process….
Why New Homes Need Title Protection
Title insurance protects your investment, even in new construction You’ve chosen a builder and the home you want, with the perfect high-end finishes, all set on the ideal property. And since everything is new, from foundation to roof, surely there are no skeletons in the title closet. So there’s no need for title insurance, right?…
Title Commitment vs. Title Report
Know what each represents and what they require of you You’re just a few steps away from owning the home of your dreams or the property you’ve been hoping for. But now there’s paperwork, and loads of it. Among the mountains of paper in your growing homebuying files, you will encounter two important documents related…
Understanding Title Policy Exceptions
Exceptions should be carefully considered and comprehended When purchasing property, it is not uncommon to encounter title policy exceptions. Yet understanding these exceptions and what they mean to you as a potential new owner, is essential to knowing you can use your property in the way you intend, without restrictions. So what are title policy…
How Much Title Insurance Does a Property Buyer Need?
Homebuyers should carefully consider their future plans for the property When someone buys a home, they’re typically required to purchase lender’s title insurance to protect the interest of the financial institution that holds the mortgage loan. If any problems should arise with the title to the property, lender’s title insurance will protect the lender until…
What’s not covered by owner’s title insurance?
Knowing what is and is not covered empowers owners to protect their investment Owner’s title insurance is a must for many reasons we’ve discussed in the past. Though each title insurance policy is different, owner’s title insurance in general protects clients as homeowners in the event someone has a claim against their home from before…
Title Insurance When Purchasing a Foreclosure Sale
When purchasing a property that has been foreclosed upon, there are many special considerations. Among them is the issue of title insurance. After all, if the property has been repossessed by a financial lender, you may wonder if you even need title insurance at all. Title insurance: protection for you and your investment The…
Anatomy of a Title Policy
Understanding title insurance is an important step in purchasing new property When you purchase title insurance for your new property, title insurance policy coverage paperwork may seem confusing, not to mention what it covers and doesn’t. Yet understanding your title policy is important; it protects your investment in your new purchase and ensures you’ll be…
Who picks the title insurance company?
When your offer on a home is accepted, title insurance provides the assurance that you will be able to take ownership of the property without any unresolved title defects. So you know it’s an important part of buying a property. But you may not know who gets to choose the title insurance company you work…