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How Much Title Insurance Does a Property Buyer Need?
Homebuyers should carefully consider their future plans for the property When someone buys a home, they’re typically required to purchase lender’s title insurance to protect the interest of the financial institution that holds the mortgage loan. If any problems should arise with the title to the property, lender’s title insurance will protect the lender until…
What’s not covered by owner’s title insurance?
Knowing what is and is not covered empowers owners to protect their investment Owner’s title insurance is a must for many reasons we’ve discussed in the past. Though each title insurance policy is different, owner’s title insurance in general protects clients as homeowners in the event someone has a claim against their home from before…
Title Insurance When Purchasing a Foreclosure Sale
When purchasing a property that has been foreclosed upon, there are many special considerations. Among them is the issue of title insurance. After all, if the property has been repossessed by a financial lender, you may wonder if you even need title insurance at all. Title insurance: protection for you and your investment The…
Anatomy of a Title Policy
Understanding title insurance is an important step in purchasing new property When you purchase title insurance for your new property, title insurance policy coverage paperwork may seem confusing, not to mention what it covers and doesn’t. Yet understanding your title policy is important; it protects your investment in your new purchase and ensures you’ll be…
Who picks the title insurance company?
When your offer on a home is accepted, title insurance provides the assurance that you will be able to take ownership of the property without any unresolved title defects. So you know it’s an important part of buying a property. But you may not know who gets to choose the title insurance company you work…