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Buyer Beware: Online Mortgage Companies
Weighing online versus traditional mortgage options Imagine being able to get a loan for hundreds of thousands of dollars, just by typing in a few things on your phone? What if you could get approved for a million-dollar loan at the click of a button on your laptop? Turns out, many people are looking to…
Three important ways title insurance differs from other types of insurance
Whether within the family, the business world or the political realm, insurance is a common topic of conversations. And nearly always, they center on auto, homeowners, health or liability coverage. Title insurance, in the meantime, exists in the background: out of sight out of mind. There’s a good reason for that; title insurance differs greatly…
What’s the difference between implied easements, express easements and prescriptive easements?
Easements are among the most common issues discovered in a title search and one that sometimes doesn’t come to light until after you buy a property. That’s because often there’s no written record of an easement, making title insurance that much more critical when purchasing real estate. What’s an easement Typically, an easement allows…
Different Deeds for Different Types of Property Transfers
We talk a lot about real property titles on this blog, but without deeds, there would be no titles. Both deeds and title required to transfer property While a title establishes a legal interest in the property and provides the legal right to transfer that ownership interest, a deed is proof of ownership. Both…
8 Things You Need to Know About Title Insurance
Title insurance can be confusing for many people—particularly since mention of it occurs in the midst of a traditionally overwhelming time, when you are buying or selling a home. To prepare you for that eventuality, we’ve pulled together some basic facts about title insurance: things you should know to empower yourself to make the best…