Blog
5 Things Not to Do During the Closing Process
When the time to close on a property is near, it’s important to know there are several actions you can take that could have an impact on the closing. Many of them are so seemingly innocuous and a part of everyday life, that the average buyer might never suspect they...
Guide to Retitling Property
When you own a property, it’s possible at some point in your life that you may want to retitle that investment for any number of reasons. Perhaps you want to retitle the property so it is part of a living trust you have created, so that your heirs will inherit the...
3 Signs You Need Title Insurance
For those who want to purchase a property, title insurance provides valuable peace of mind. With title insurance, buyers can feel secure in knowing there is nothing standing in the way of them using their new purchase in the way they want. No one is going to lay claim...
What does it mean to take title?
When you are purchasing a property, your escrow officer may ask how you want to take title. As “take title” isn’t a phrase most of us use on a daily basis, it can be confusing. And the truth is, it’s really important. In fact, how you choose to take title can lead to...
The Importance of Flexibility in the Property Purchase Process
FINDING A TITLE INSURANCE COMPANY THAT BENDS OVER BACKWARDS FOR YOU When it comes to best practices for title insurance companies, protecting consumer confidentiality, offering quality service, training employees properly and meeting legal and licensing requirements...
Meet Our Team: Lois Beissel
A Minnesota native, Lois Beissel is a closing specialist at River Valley Title Group’s Winona, Minnesota, and Onalaska, Wisconsin, offices. Lois brings 30 years of experience in title work and banking. She began her career in real estate and title work soon after...
Why New Homes Need Title Protection
When purchasing a new home, you may think that title insurance isn’t necessary. After all, there is no title history, so there should be no title defects, right? It’s a logical conclusion, but the truth is far more complex. Title Insurance: A Wise Investment Title...
Haven’t purchased a home in a few years? Here’s what you need to know about TRID.
If you’re thinking of buying a house in 2018, and it’s a been a few years since you’ve checked out the real estate sales regulation landscape, you’ll want to know about TRID, or the TILA-RESPA Integrated Disclosure (TRID) regulation. TRID went into effect in October...
How to Protect Yourself Against Wire Fraud During Closings
Scam artists are increasingly targeting real estate transactions as a way to steal money, so it’s important to be aware of the common scams that exist and to take great care throughout the closing process. Common scams involve email hacks or emails and calls to people...
The Movement Toward Digitizing the Mortgage Process
The Movement Toward Digitizing the Mortgage Process Nearly every industry seems to have gone digital: you can order almost anything you want or need online 24/7; you can call friends across the globe via your handheld device; you can even have a visit with your...